Personal Loans

Here for whatever you need.

We have personal loans designed to help you manage planned and unexpected expenses. 

Most of our customers see the value of personal loans when managing debt consolidation, vehicle repairs or medical expenses. Our loans are also available for appliance purchases and home improvement projects.  


We Offer A Variety of Services at The Farmers and Merchants Bank.

Why The Farmers and Merchants Bank?

  • Personal service
  • Fast turn-around time
  • All loans are kept in-house
  • Low closing costs
  • Many payment options (i.e. monthly, bi-weekly)

Who Qualifies?

  • United States resident
  • 18 years old
  • Established credit history
  • Ability to make payments
  • Required or sufficient collateral
  • Lending Area: Southeastern, OH (Noble, Guernsey and Washington counties)