Online Banking Information

Learn how to safely use these convenient products and services.

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Overview of Security

The Internet Banking login process includes several layers of security. This security is intended to prevent unauthorized access to your account, validate your identity, protect your account information from fraudulent use, and prevent the theft of your identity.


Security Data

The following security information, which you set up during an initial login session, is used to protect your Internet Banking sessions:

  • Access ID
  • Password
  • Email address
  • Authentication image - user must identify the image if the device is already approved as a private computer or whenever using a new device
  • Authentication pass phrase
  • Challenge questions - 3 must be selected

User must answer 1 randomly – first on a new device or if previously used device is selected as a public device

  • Computer registration


Security Challenge

A security challenge occurs when your financial institution's online banking software does not recognize the computer from which you are attempting to log in. The purpose of the security challenge is to prevent unauthorized people from accessing your account information.

The challenge requires you to prove your identity by correctly answering one or more of the challenge questions you selected when you set up the authentication security data.

For a demo and more information, please click here.


Online Banking Screenshot

FMB Online banking Screenshot example

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