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The Internet Banking login process includes several layers of security. This security is intended to prevent unauthorized access to your account, validate your identity, protect your account information from fraudulent use, and prevent the theft of your identity.
The following security information, which you set up during an initial login session, is used to protect your Internet Banking sessions:
User must answer 1 randomly – first on a new device or if previously used device is selected as a public device
A security challenge occurs when your financial institution's online banking software does not recognize the computer from which you are attempting to log in. The purpose of the security challenge is to prevent unauthorized people from accessing your account information.
The challenge requires you to prove your identity by correctly answering one or more of the challenge questions you selected when you set up the authentication security data.
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For over 100 years, The Farmers and Merchants Bank has been serving the community. We would like to serve you, too. We’ve made switching to FMB as simple and convenient as possible.