Bill Pay in Online Banking
Learn what the risks are and how to protect yourself.
Click here to download All FMB Security & Education Information (PDF)
Online banking requires you to use an email account.
Protect access to this account at all times because it is used for communication from online banking.
- If you elect to use online banking, you can then register for bill pay.
- Once you register for bill pay, payees can be established.
Recipients receive the money in one of two ways depending on the recipient’s capability:
Paper check
Theses are cut and sent in advance of the scheduled day.
Electronic ACH
What are the risks of using bill pay?
- If you do not protect your computer or device in the manner described, a hacker could take over your machine.
- After taking over your machine, they could watch you log into online banking.
- After learning your online banking credentials, they could add themselves as a payee in online banking and pay money out of your account into theirs.
Ways to protect yourself
- Log into your account regularly and check your balances, activities, and payees.
- Secure your device as described previously.
- Monitor your emails diligently for notifications of changes to your online account and payees.
Bill Pay Website Screenshot
Switch to FMB
For over 100 years, The Farmers and Merchants Bank has been serving the community. We would like to serve you, too. We’ve made switching to FMB as simple and convenient as possible.