Our website requires some cookies to function properly. We do not use cookies for advertisements or tracking purposes. Learn MoreAccept
The Farmers & Merchants Bank
Personal Services

Checking | Savings | Investments | Loans

Safe Deposit Boxes

If you need a safe place to keep all your valuable possessions such as jewelry, important papers, or coins, we offer a SAFE place to protect them from fire or theft. We offer 6 sizes of boxes. If you desire, we can automatically debit your account for the annual fee which will reduce your
annual rental fee by $5.00.

Size in inches Annual Rental
2 x 4 x 14 $22.00 plus tax
2 x 5 x 21 $25.00 plus tax
4 x 8 x 20 $30.00 plus tax
4 x 4 x 20 $35.00 plus tax
4 x 6 x 20 $40.00 plus tax
5 x 10 x 16 $50.00 plus tax

The contents of a Safe Deposit Box

 are NOT FDIC Insured.


NOTE: WE HAVE 
A LIMITED AVAILABILITY 
OF BOXES

PLEASE CALL FOR MORE INFORMATION

 

Special Automatic Funding Enhancement or SAFE Account

Do you worry about your checking account becoming overdrawn? We offer our customers a convenient way to avoid an overdraft or return check charge as well as save the embarrassment of having a check returned for insufficient funds. All you have to do is have a savings account with our bank as well as your checking account. For a one time $25.00 fee the paperwork can be completed that will allow money to be transferred from your savings account to cover an overdraft when the balance in your checking account falls below zero. Each day that this service is used the fee is only $1.00.

A REAL TIMESAVER WHEN YOU ARE ON A TIGHT SCHEDULE
  

Direct Deposit

 

Direct Deposit saves time, and if your time is valuable, Direct Deposit is a real value enhancing product. Add up the time you spend monthly depositing your paycheck and then think of the things you could do instead. Deposits are credited and available the morning of the pay date.

Payroll, Social Security, government checks, and other regularly deposited items are available for Direct Deposit. It’s safe and convenient. Just ask your company’s Human Resources/Payroll department for the forms needed for Direct Deposit. For Direct Deposit of government checks, you can request direct deposit by calling 1-800-772-1213.


24-Hour Telephone Banking

 

Want to balance your checkbook at 11 p.m.? Is your teenager using the family computer so you can’t log on to Internet Banking? With 24-hour telephone banking you can handle all your banking business with just one phone call. Look at all the features of our system:

  • Balance Inquiry
  • Transfer funds between accounts
  • Verify deposits or withdrawals
  • Inquire whether a specific check has cleared

Debit Cards

Get cash 24 hours a day around the world with our MasterCard Debit card. Stop in today to complete an application for our debit card.

Telephone Transfers

We will be happy to transfer funds between accounts for you. Just give us a call. The charge is only $5.00 for each transfer.

Other Services

We also have many other products and services available to you.  Below is a list of some of our other products and services:
  • Cashiers Checks
  • Notary Publics
  • Wire Transfers
  • Bank by Mail
  • After hours depository
  • FREE Parking